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What Is a First-Time Home Buyer Loan?
Most first time home buyers naturally gravitate to the loan programs with the smallest down payment.
FHA Loans, which are available to all qualified buyers and require just a 3.5% down payment.
VA Loans, which are available to eligible veterans and active service members which allows a 0% down payment.
USDA Loans, which are available in select geographic areas which also allows a 0% down payment.
Conventional Loans, for borrowers with very good credit, are available with a 3% to 5% down payment.