One of the most important parts of financing is understanding which type of loan will work best for you. These are our most popular loan programs, however we offer a variety of other programs as well. We’re happy to answer any additional questions, just visit our Contact Us page for more information.
Conventional Loan
Minimum 3% to 5% Down Payment
Requires Good Credit
Max Loan Amount: $647,200 - $1,244,850*
FHA Loan
Minimum 3.5% Down Payment
Allows for Average Credit
Max Loan Amount: $477,250 - $917,800*
VA Loan
Loans for Armed Services, Veterans, Reservists and Active Duty Personnel.
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No Down Payment
Allows for Average Credit
Max Loan Amount: Income Dependent
USDA Loan
Home must be in USDA designated eligible area.
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No Down Payment
Allows for Average Credit
Max Loan Amount: Income Dependent
FHA Renovation Loan
Combine your purchase and renovation funds into one simple loan.
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Minimum 3.5% Down Payment
Allows for Average Credit
Max Loan Amount: $477,250 - $917,800*
Conventional Renovation Loan
Combine your purchase and renovation funds into one simple loan.
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Minimum 3% to 5% Down Payment
Requires Good Credit
Max Loan Amount: $647,200 - $1,244,850*
Jumbo Loan
For loan sizes exceeding conventional and government loans.
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Minimum 3% to 5% Down Payment
Requires Excellent Credit
Max Loan Amount: $647,250 - $5,000,000*
Reverse Mortgage
For homeowners 62 years of age or older and requires no monthly payments to your mortgage.
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Refinance or Purchase
Requires Good Credit
Loan Sizes up to $970,800*
Fixed & Adjustable
Rate Mortgages
Many of the above loan programs, in addition to being available as 30, 20, or 15 year fixed mortgages, are also available as adjustable rate mortgages. Common adjustable rate terms are for 1,3,5,7 and 10 years (Based on a 30 year amortization).
*Max loan amount varies by number of units and location.