Loan Programs

One of the most important parts of financing is understanding which type of loan will work best for you. These are our most popular loan programs, however we offer a variety of other programs as well. We’re happy to answer any additional questions, just visit our Contact Us page for more information.


Conventional Loan

  • Minimum 3% to 5% Down Payment

  • Requires Good Credit

  • Max Loan Amount: $647,200 - $1,244,850*

FHA Loan

  • Minimum 3.5% Down Payment

  • Allows for Average Credit

  • Max Loan Amount: $477,250 - $917,800*


VA Loan

Loans for Armed Services, Veterans, Reservists and Active Duty Personnel.
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  • No Down Payment

  • Allows for Average Credit

  • Max Loan Amount: Income Dependent

USDA Loan

Home must be in USDA designated eligible area.
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  • No Down Payment

  • Allows for Average Credit

  • Max Loan Amount: Income Dependent


FHA Renovation Loan

Combine your purchase and renovation funds into one simple loan.
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  • Minimum 3.5% Down Payment

  • Allows for Average Credit

  • Max Loan Amount: $477,250 - $917,800*

Conventional Renovation Loan

Combine your purchase and renovation funds into one simple loan.
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  • Minimum 3% to 5% Down Payment

  • Requires Good Credit

  • Max Loan Amount: $647,200 - $1,244,850*


Jumbo Loan

For loan sizes exceeding conventional and government loans.
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  • Minimum 3% to 5% Down Payment

  • Requires Excellent Credit

  • Max Loan Amount: $647,250 - $5,000,000*

Reverse Mortgage

For homeowners 62 years of age or older and requires no monthly payments to your mortgage.
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  • Refinance or Purchase

  • Requires Good Credit

  • Loan Sizes up to $970,800*


Fixed & Adjustable
Rate Mortgages

Many of the above loan programs, in addition to being available as 30, 20, or 15 year fixed mortgages, are also available as adjustable rate mortgages. Common adjustable rate terms are for 1,3,5,7 and 10 years (Based on a 30 year amortization).

 

*Max loan amount varies by number of units and location.