Loan Programs

One of the most important parts of financing is understanding which type of loan will work best for you. These are our most popular loan programs, however we offer a variety of other programs as well. We’re happy to answer any additional questions, just visit our Contact Us page for more information.


Conventional Loan

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    Minimum 3% to 5% Down Payment

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    Requires Good Credit

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    Max Loan Amount: $424,100 - $815,650*

FHA Loan

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    Minimum 3.5% Down Payment

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    Allows For Average Credit

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    Max Loan Amount: $379,500 - $729,800*


VA Loan

Loans for Armed Services, Veterans, Reservists and Active Duty Personnel.
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    Often No Down Payment

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    Allows For Average Credit

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    Max Loan Amount: $424,100

USDA Loan

Home must be in USDA designated eligible area.
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    Often No Down Payment

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    Allows For Average Credit

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    Max Loan Amount: Varies By County


Renovation Loan

Combine your purchase and renovation funds into one simple loan.
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    Minimum 3.5% Down Payment

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    Allows For Average Credit

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    Max Loan Amount: $424,100

Jumbo Loan

For loan sizes exceeding conventional and government loans.
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    Typically 20% Down

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    Requires Good Credit

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    Loan Sizes From $425,000 to $5,000,000


Reverse Mortgage

For homeowners 62 years of age or older and requires no monthly payments to your mortgage.
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    Minimum 3.5% Down Payment

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    Allows For Average Credit

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    Max Loan Amount: $424,100 - $625,000*


HARP

(Home Affordable Refinance Program)

Perfect for homeowners with little or no equity in your property. If mortgage payments have been kept current, no income qualifications is necessary. HARP can benefit those who are paying loans assumed by Fannie Mae or Freddie Mac prior to June 2009. Other Restrictions may apply.

Fixed & Adjustable
Rate Mortgages

Many of the above loan programs, in addition to being available as 30, 20, or 15 year fixed mortgages, are also available as adjustable rate mortgages. Common adjustable rate terms are for 1,3,5,7 and 10 years (Based on a 30 year amortization).


*Max loan amount varies by number of units and location.